Your business' growth is our growth.
Your business' growth is our growth. We offer a quick, transparent and hassle-free experience through a relationship based on trust and respect.
At Usha Financial Services, we recognize the critical role that Micro, Small, and Medium Enterprises play in driving economic growth. Our MSME Loan products are designed to provide the capital your business needs to scale, whether it is for expanding operations, purchasing equipment, or managing working capital.
We believe in building lasting partnerships with our clients, offering not just financial support but a trusted relationship that helps your business thrive in a competitive market.
Rs 3 lac to 10 lac
12 months to 36 months
Minimal paperwork for a smooth and efficient process.
Simple procedure, minimal documentation and quick approval.
Secured against mortgage over marketable real property.
| Enterprise Type | Criteria | Micro | Small | Medium |
|---|---|---|---|---|
| Manufacturing Enterprises | Investment in Plant & Machinery | ≤ ₹1 crore | ≤ ₹10 crore | ≤ ₹50 crore |
| Annual Turnover | ≤ ₹5 crore | ≤ ₹50 crore | ≤ ₹250 crore | |
| Service Enterprises | Equipment Investment | ≤ ₹10 lakh | ≤ ₹2 crore | ≤ ₹5 crore |
Note: Investment calculations exclude land, building, furniture, and non-service-related items.
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