MSME Loan

Your business' growth is our growth.

Supporting MSME Growth

Your business' growth is our growth. We offer a quick, transparent and hassle-free experience through a relationship based on trust and respect.

At Usha Financial Services, we recognize the critical role that Micro, Small, and Medium Enterprises play in driving economic growth. Our MSME Loan products are designed to provide the capital your business needs to scale, whether it is for expanding operations, purchasing equipment, or managing working capital.

We believe in building lasting partnerships with our clients, offering not just financial support but a trusted relationship that helps your business thrive in a competitive market.

Loan Amount

Rs 3 lac to 10 lac

Tenure

12 months to 36 months

Simplified Documentation

Minimal paperwork for a smooth and efficient process.

Quick Approval

Simple procedure, minimal documentation and quick approval.

Secured Loan

Secured against mortgage over marketable real property.

MSME Classification

Enterprise Type Criteria Micro Small Medium
Manufacturing Enterprises Investment in Plant & Machinery ≤ ₹1 crore ≤ ₹10 crore ≤ ₹50 crore
Annual Turnover ≤ ₹5 crore ≤ ₹50 crore ≤ ₹250 crore
Service Enterprises Equipment Investment ≤ ₹10 lakh ≤ ₹2 crore ≤ ₹5 crore

Note: Investment calculations exclude land, building, furniture, and non-service-related items.

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